# FOB or CIF? — Free import and export calculator > Compare the supplier’s CIF quote with the cost of buying FOB and arranging freight and insurance yourself. - URL: https://demo.fcrsoft.com/en/trade/fob-vs-cif - Language: en - Updated: 2026-10-03 - Publisher: FCRSOFT (https://fcrsoft.com) [Demos](https://demo.fcrsoft.com/?hl=en) / [Free Tools](https://demo.fcrsoft.com/en/tools) / [Foreign Trade Calculators](https://demo.fcrsoft.com/en/trade) / FOB or CIF? Free tool # FOB or CIF? Compare the supplier’s CIF quote with the cost of buying FOB and arranging freight and insurance yourself. No sign-up needed; results update as you type. [See the system that does this automatically Open the live demo](https://demo.fcrsoft.com/login.php?package=importexport) ## Calculator Currency Supplier’s CIF quote : 54200 USD Supplier’s FOB quote : 50000 USD Freight you sourced : 2900 USD Insurance rate : 0.3 % This calculator runs in your browser; the data you enter is not stored. ## Results FOB + your own freight and insurance 53,075 USD Difference from the CIF quote 1,125 USD Result Buying FOB and arranging freight yourself is cheaper **Calculate Import and Export Costs Automatically**Result: **1,125 USD**. FCRSOFT sets up the customs value and cost split automatically according to the file’s Incoterm. [Open the live demo](https://demo.fcrsoft.com/login.php?package=importexport) [Request a demo](https://fcrsoft.com/en/contact/) ## FOB or CIF?: worked example Example values: Supplier’s CIF quote 54,200 USD, Supplier’s FOB quote 50,000 USD, Freight you sourced 2,900 USD, Insurance rate 0.3 %. With these values the results are: | FOB + your own freight and insurance | 53,075 USD | | Difference from the CIF quote | 1,125 USD | | Result | Buying FOB and arranging freight yourself is cheaper | ### How to use: FOB or CIF - Enter your own values: Supplier’s CIF quote, Supplier’s FOB quote, Freight you sourced, Insurance rate. - Choose the currency; money inputs are converted at an approximate rate. - Results are calculated as you type: FOB + your own freight and insurance, Difference from the CIF quote, Result. - Check every step of the calculation in the formulas below. ## How is it calculated? - **FOB + your own freight and insurance** = ([Supplier’s FOB quote] + [Freight you sourced]) ÷ (1 − 1.1 × [Insurance rate] ÷ 100) - **Difference from the CIF quote** = [Supplier’s CIF quote] − [FOB + your own freight and insurance] ## Other tools running on Incoterms Engine Calculates from one table which costs belong to the seller and which to the buyer under every Incoterm from EXW to DDP. - [Export Cost Calculator](https://demo.fcrsoft.com/en/trade/export-cost-calculator) - [CIF Calculator](https://demo.fcrsoft.com/en/trade/cif-calculator) - [FOB Calculator](https://demo.fcrsoft.com/en/trade/fob-calculator) - [CFR Calculator](https://demo.fcrsoft.com/en/trade/cfr-calculator) - [EXW Calculator](https://demo.fcrsoft.com/en/trade/exw-calculator) - [DAP Calculator](https://demo.fcrsoft.com/en/trade/dap-calculator) - [DDP Calculator](https://demo.fcrsoft.com/en/trade/ddp-calculator) - [Incoterms Calculator](https://demo.fcrsoft.com/en/trade/incoterms-calculator) - [Incoterms Comparison](https://demo.fcrsoft.com/en/trade/incoterms-comparison) - [CIF or DDP?](https://demo.fcrsoft.com/en/trade/cif-vs-ddp) - [EXW or FOB?](https://demo.fcrsoft.com/en/trade/exw-vs-fob) - [DAP or DDP?](https://demo.fcrsoft.com/en/trade/dap-vs-ddp) FCRSOFT ## FCRSOFT does this for you automatically You don’t need to do the calculations and checks on this page by hand every day. FCRSOFT derives them all automatically from the records entered in the field. - CIF, duties and landed cost are calculated automatically in every trade file. - Customs value and cost split are set up automatically according to the Incoterm. - Unit cost and minimum selling price are recorded in every file. [Open the live demo](https://demo.fcrsoft.com/login.php?package=importexport) [Explore the Import & Export package](https://demo.fcrsoft.com/demo/importexport?hl=en) [demo.fcrsoft.com](https://demo.fcrsoft.com/login.php?package=importexport) ## Frequently asked questions How is FOB or CIF calculated? Compare the supplier’s CIF quote with the cost of buying FOB and arranging freight and insurance yourself. The calculation uses Incoterms Engine: Calculates from one table which costs belong to the seller and which to the buyer under every Incoterm from EXW to DDP. How is Difference from the CIF quote found? Difference from the CIF quote = [Supplier’s CIF quote] − [FOB + your own freight and insurance]. With the example values (Supplier’s CIF quote 54,200 USD, Supplier’s FOB quote 50,000 USD, Freight you sourced 2,900 USD, Insurance rate 0.3 %) the result is 1,125 USD. Worked example: FOB or CIF? Example values: Supplier’s CIF quote 54,200 USD, Supplier’s FOB quote 50,000 USD, Freight you sourced 2,900 USD, Insurance rate 0.3 %. FOB + your own freight and insurance: 53,075 USD; Difference from the CIF quote: 1,125 USD; Result: Buying FOB and arranging freight yourself is cheaper. Is FOB or CIF free? Yes. The tool is free, needs no sign-up and runs in your browser; the data you enter is not stored. Can FCRSOFT do this calculation automatically? FCRSOFT sets up the customs value and cost split automatically according to the file’s Incoterm. You can try the Import & Export package in the live demo without installing anything. Which currency can I calculate in? Choose one of 28 currencies in the currency selector; monetary inputs are converted at an approximate rate. To use your own rate, enter the amounts directly. ## Related tools and guides [Free tool ### CIF Calculator Calculate the CIF value and insurance premium from FOB value, freight and insurance rate; insurance is calculated on 110% of CIF. Open the tool](https://demo.fcrsoft.com/en/trade/cif-calculator) [Free tool ### FOB Calculator Add packing, inland transport, export clearance and port charges to your EXW cost to calculate your FOB price and unit FOB. Open the tool](https://demo.fcrsoft.com/en/trade/fob-calculator) [Free tool ### Incoterms Comparison Compare EXW, FCA, FOB, CFR, CIF, DAP, DPU and DDP prices side by side with the same costs. Open the tool](https://demo.fcrsoft.com/en/trade/incoterms-comparison) [Guide ### What Is Landed Cost and How Is It Calculated? What is landed cost, what does it include and how is it calculated? A unit cost example with CIF, customs duty, VAT, port and inland transport. Read the guide](https://demo.fcrsoft.com/en/trade/what-is-landed-cost)